Alternative Payment Providers on the European Retail Payment Market

Standardizing Retail Payment Instruments

The business of payments and the provision of payment instruments have a rich history, which can be drawn upon in a discussion of standardization. In the middle-ages, for example, the mere existence of a wide variety of foreign and local coins led to a flourishing business of money exchange offices and cashiers in the Netherlands. Malpractices of some of these firms, mostly in the form of physi...

Fast Retail Payment Systems

In December 2014, a group of Australian financial institutions announced that funding had been secured for the next phase of the New Payments Platform (NPP), which will provide the capability for Australian consumers and businesses to make and receive payments in near to real time. The NPP is one example of a fast retail payment system, a number of which have been implemented in other countries...

Alternative Payment Methodologies:

Electronic Money Laundering Detection in Transactions of Payment Service Providers

Under the coverage of legitimate commerce, criminals money-launder their illicit incomes through the payment gateways provided by Payment Service Providers (PSP). In order to do money-laundering forensics in transactions of PSP companies, a new method was proposed by Hojati et al which is done through detecting deviations from class behavior based on peer group analysis (PGA) method. Our experi...

EHR Payment Incentives for Providers Ineligible for Payment Incentives and Other Funding Study Appendix S

This section of the report presents a framework for estimating the benefits and costs of programs to accelerate adoption of EHR by ineligible providers. First a number of key theoretical issues in cost-benefit analysis are examined, followed by a review of the research evidence on the effectiveness of the EHR and a presentation of criteria for evaluating the costs and benefits of incentive prog...